About Us
About Us
About us
We provide secure and flexible savings and loans process
Business owners look up to AssuranceTrust Micro Finance Company Limited to outgrow and improve on the established and unbalanced conditions tied to the financial industry services such as fees, charges, time, cumbersome processes and lack of right technological process to proffer service delivery to customers.
OUR VISION
To be a globally recognized brand that
promotes natural health solutions
through Aloe Ferox while empowering
communities through sustainable
business opportunities.
OUR MISSION
AfricanGem strives to provide premium
Aloe Ferox-based products that enhance
well-being, support eco-friendly practices,
and create a sustainable network of
entrepreneurs dedicated to natural
health and financial growth.
Easy refunds and reversals
Say goodbye to failed transactions and unreversed debits. Manage and monitor refunds within the app.
State-of-the-art security
Assurance Trust uses up-to-date cybersecurity technology to protect your information and prevent unauthorized use
Seamless banking experience
Send funds, pay bills and manage your business banking operations with a reliable banking solution.
Working Capital Loans
Access working capital loans to help your business grow. Easy request process with business-friendly interest rates and repayment tenures.
Faq Questions
Explore Your Questions.
Everything you need to know about our products and services — answered clearly and honestly.
Visit any of our branch offices with a valid government-issued ID, recent utility bill, and your BVN. You can also begin online and complete the process in-branch. Account opening is free.
Our rates depend on product type, loan amount, and tenure. We start from 3% per month with no hidden charges. All rates are disclosed before disbursement so you are never surprised.
Yes! Products like Daily Loans, Nano Loans, and the Youth Financial Plan are fully collateral-free. Collateral is only required for larger amounts such as property and mortgage loans.
Once approved and verified, funds are disbursed within 24 hours directly to your bank account or AssuranceTrust Micro wallet. Urgent cases are often processed the same day.
Yes. All deposits at AssuranceTrust Micro are insured by the Nigeria Deposit Insurance Corporation (NDIC). Your savings are fully protected up to the insured limit under Nigerian law.